I am the mother of three boys. Joe is 28, Mike is 21 and Kevin is 20. I have 19 years of combined mortgage and real estate experience. I have first hand knowledge of the lending "and" real estate side of the transaction. I have the knowledge and contacts to move through short sale negotiations, pricing issues and appriasal issues quickly and efficiently. I keep myself up to date on all of the laws, trends and tools that effect the real estate market through education and research. If I don't know the answer, I will find it!